Dear Dave,

(As in, Dave Ramsey.) You are ruining my carefully constructed spend unwisely, eat my money, buy my way to happiness ways. When I grow up, can I be just like you?

Sincerely,

Kimberly

PS Remind me that I wrote you this letter when I have to use that evil, spawn of Satan tool called a budget. Especially when Panera and Anthropologie no longer fit in the budget. I draw the line at the bookstore.

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